IPS Rating System

Resolve Tech Services (owner of Pet Talk) has developed its Insurance Policy Scoring (IPS) process for evaluating insurance products on a numerical statistical scoring (1 to 1,000) system. IPS utilizes claim simulation to determine coverage, premium, annual, lifetime or per incident limits, co-payment/deductible and claim payments for different insurance policies under different risk conditions. 

Accidents and Illnesses

The IPS process evaluates over twenty five (25) various accidents and illnesses during the lifetime of a pet to determine coverage, claim payments, limit bump (claims exceed limits) and premium,.
Apples and Oranges
Determining which insurance policy or reimbursement (non-insurance) plan to purchase is a case of apples and oranges. Each policy is often fundamentally different regarding limits, coverage, claim payment and price.

Evaluation

In pet health insurance high risk, moderate risk and low risk pets are evaluated for coverage and claim payments under each pet insurance policy. For the first time, a pet owner can understand and compare pet health insurance on a consistent basis regarding coverage, claim and premium. The IPS factor allows you to compare different insurance plans by determining the relative value of a policy with all the variables producing a singular numerical IPS factor. The higher the score the better the value.

NOTE: We do not rely on testimonials on websites (all testimonials tend to be favorable!) and surveys, which do not follow market research standards. Check with the Better Business Bureau for complaints.

IPS is patent pending.